Inflation Calculator (future cost)
See what something that costs a certain amount today will cost in 10, 15 or 20 years. For planning education, a wedding or retirement.
Quick answer
₹10 lakh today, 6% inflation, 15 years: ₹23,96,558.
How it is calculated
- Future cost = today’s cost × (1 + inflation ÷ 100)^years.
- 10,00,000 × (1.06)^15.
- This tells you how much to save for the goal.
Worked example
An education that costs ₹10,00,000 today will cost about ₹23,96,558 in 15 years at 6% inflation a year.
| Cost today | ₹10,00,000 |
| Inflation | 6 % / yr |
| After years | 15 |
| Future cost | ₹23,96,558 |
Formula
Future cost = Cc×(1+R/100)^Y
Good to know
- Education and medical costs often rise faster than general inflation.
- Use the result as a target in the SIP calculator.
Questions people ask
How is inflation worked out?
Prices rise by a set percent each year, so the compound formula applies.
What inflation should I assume in India?
For long-term plans people often use 5–7%; higher for education.
What will today’s money be worth later?
The other way round: ₹24 lakh in 15 years buys what ₹10 lakh buys today (at 6%).
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Updated 13 Nov 2026 · Desktop N Calculator v1.2.0